Why pay for everything upfront? Buy Now Pay Later gives you the flexibility to have the things you want or need now with nothing to pay for 12 months with No Interest.
With our Buy Now Pay Later facility you are in complete control, as you have 4 payment options:
- Pay absolutely nothing for the deferred period and then pay the amount borrowed plus your £29 settlement fee in one lump sum. This means there will be no charges for interest.
- Pay any amount you like; as little or often as you like, during the deferred period by either Debit Card, Bank Transfer or Cheque. As long as you ensure the amount you borrowed and the £15 settlement fee are paid off before the end of the deferred period then there will again be no charges for interest.
- Set up a Standing Order with your bank. Make regular payments to a schedule that suits you. (Remember in addition to your payments you will need to pay the £15 settlement fee)
- Pay nothing for the deferred period then pay over 48 equal monthly installments at 29.8% APR.
All Open Fire Centre customers receive a letter one month before the end of their deferred period reminding them of the amount that they borrowed and that their interest free period is coming to an end.
We can also arrange Low Cost Payments over 60 months if more suitable for your budget. (APR 19.9%)
Written quotations available on request.